{"id":33110,"date":"2017-12-06T08:29:11","date_gmt":"2017-12-06T13:29:11","guid":{"rendered":"http:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/?p=33110"},"modified":"2017-12-06T08:29:11","modified_gmt":"2017-12-06T13:29:11","slug":"saving-money-for-the-holidays","status":"publish","type":"post","link":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/2017\/12\/06\/saving-money-for-the-holidays\/","title":{"rendered":"Saving money for the holidays"},"content":{"rendered":"It is officially December- which means it will very soon be the holidays, and that it\u2019s time for our wallets to become weighted with the joy of our loved ones. Living on a student budget is not easy, particularly if it contrasts heavily with how you were living before- which is the case for me, at least. Last year, I had a full time job come holiday season, so buying gifts for all the cherished people in my life wasn\u2019t too difficult a task. This year however, I don't work as many hours a week- couple this with twice the amount of friends to shop for and the fact that we\u2019re already constantly under financial constraints due to tuition and textbooks and general surviving. It\u2019s time to think about effective, everyday ways to save money- whether it be just cutting back on general costs to cope with a mournful bank account, or to up money for getting people presents.\r\n\r\n
\"Patrick
Me this holiday season... and every other time of the year<\/figcaption><\/figure>\r\n\r\nThe best way to start is to follow a piece of advice I should have listened to at the beginning of this semester- and that I\u2019ll definitely be applying for the next. Buy your textbooks used, and sell them when you\u2019re done with them! There\u2019s even a Facebook group\u00a0<\/a>dedicated to this- I strongly encourage joining it. Even if you\u2019re looking for a specific book and don\u2019t see it listed for sale, you can make a post requesting anyone that does have it contact you.\r\n\r\nThere\u2019s also the website\u00a0 Carousell<\/a>,\u00a0 where University of Toronto students have their own page for buying and selling used textbooks, clothes, furniture and more.\r\n\r\nMake sure you\u2019re taking advantage of student discounts. Because there are so many students in Toronto, many places on and offline offer these. Here\u2019s\u00a0a list\u00a0<\/a>online of 20 places that have student discounts- including TIFF and Ripley\u2019s !\r\n\r\nSave $2-6 every day by investing in a coffee maker (high tech or low tech). I received a low-tech, low-maintenance one from a friend and I\u2019ve saved a bunch of time and money-except for when those Starbucks holiday drinks tempt me, or I\u2019m up all night at Robarts and need a caffeine boost.\r\n\r\nWhy is it that I will spend $20 on a t-shirt and feel really guilty about it, but dishing out $30 on a single meal is no biggy? Food is the biggest culprit of my life for the loss of funds. I\u2019m a poor person with a rich person\u2019s appetite, I guess. One of the biggest and hardest rules to follow for saving money; limit the amount of times you eat out in a week. For me to accomplish this, I find it helpful to designate a certain amount of money for spending on food based on what I have examined to be reasonable for myself.\r\n\r\n
\"A
This cartoon panel is painfully accurate<\/figcaption><\/figure>\r\n\r\nTo avoid spending the big bucks on groceries, I also tend to make sure I don\u2019t go shopping when I\u2019m really hungry- because everything looks delicious when all you\u2019ve eaten that day is a carrot stick at 8am.\r\n\r\nI\u2019m still learning how to quell the money-spending temptation- as my wallet can attest to. I\u2019ve gone so far as to leave my debit card at home when I go to class, which has led both to some awkward situations and the relief of not being ABLE to give in to temptation. Hopefully I get the hang of it in time to afford to get my mom a decent Christmas gift.\r\n\r\nLet me know in the comments if you have any tips for cutting down costs, heaven knows I need them!","protected":false},"excerpt":{"rendered":"
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\nIt is officially December- which means it will very soon be the holidays, and that it\u2019s time for our wallets to become weighted with the joy of our loved ones. Living on a student budget is not easy, particularly if…\n<\/div>
Continue reading “Saving money for the holidays”<\/span>…<\/a><\/div>\n<\/div>
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