{"id":22380,"date":"2014-11-14T15:06:30","date_gmt":"2014-11-14T20:06:30","guid":{"rendered":"http:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/?p=22380"},"modified":"2014-11-14T15:06:30","modified_gmt":"2014-11-14T20:06:30","slug":"buck-up","status":"publish","type":"post","link":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/2014\/11\/14\/buck-up\/","title":{"rendered":"Buck Up!"},"content":{"rendered":"Is money on your mind? Cash is a major topic for current and prospective students. University ain\u2019t cheap either. And Toronto happens to be one of the most expensive cities in Canada to live in. My poor wallet!\r\n\r\n
\"My<\/a>
Notice how my wallet is decidedly empty (Photo by Zachary Biech)<\/figcaption><\/figure>\r\n\r\nAs an Albertan, the first things I noticed when I came to U of T were the high taxes and gas prices. I pay attention to this stuff (only when it threatens my wallet). Also, keep track of how you spend your meal plan, you might get more out of it than I did in first year (though I don\u2019t regret all those delicious carrot muffins).\r\n\r\nI learned from my first academic year that financial stability is key in student life. I worked with my parents at our family accounting firm the summer after my first year so I\u2019ve learned a lot about bookkeeping and personal money management. I\u2019ll share my strategies so you don\u2019t have to take accounting courses!\r\n\r\nI make weekly budgets and do my weekly bookkeeping. Managing money is actually that simple. All you need to do is keep your receipts during the week, sort them into expense types and record them. If you keep running totals, you can see how much you spend monthly. If you set budgets for yourself in those expense areas, you can see how well you are following your goals. At the very least, doing up weekly budgets and trying some bookkeeping helps you think <\/em>about your wallet, right?\r\n\r\n
\"A<\/a>
Here's an old weekly budget of mine (Photo by Zachary Biech)<\/figcaption><\/figure>\r\n\r\n
\"A<\/a>
I use Simply Accounting to create monthly expense reports, and I can even compare them to set budgets (Photo by Zachary Biech)<\/figcaption><\/figure>\r\n\r\nScholarships can make a huge difference, and there are many available to support Indigenous students. The jackpot<\/em> is on First Nations House\u2019s website. The First Nations House grant can be applied for any time before April, as its Nov. 1 deadline isn\u2019t firm.\r\n\r\nhttp:\/\/www.fnh.utoronto.ca\/Current-Students\/Financial-Aid\/Bursaries-And-Scholarships.htm<\/a>\r\n\r\nhttp:\/\/www.adm.utoronto.ca\/financial%20aid\/undergraduategrantapp.pdf<\/a>\r\n\r\nApplications for the M\u00e9tis Nation of Ontario Bursary, Rosalind Murray Bradford Scholarship and the Edward and Dorothy Dawson Award for Aboriginal Students are due on November 30. There\u2019s also a link to the Canada Post Aboriginal Incentive Award for students returning to studies after a year off and one to the AANDC Bursaries Search Tool.\r\n\r\nhttp:\/\/www.adm.utoronto.ca\/pdf_applications\/metis_nation_app.pdf<\/a>\r\n\r\nhttp:\/\/www.adm.utoronto.ca\/pdf_applications\/metis_nation_part2.pdf<\/a>\r\n\r\nhttp:\/\/www.adm.utoronto.ca\/pdf_applications\/bradford_rm_app.pdf<\/a>\r\n\r\nhttp:\/\/www.adm.utoronto.ca\/pdf_applications\/dawson_app.pdf<\/a>\r\n\r\nhttp:\/\/www.canadapost.ca\/cpo\/mc\/aboutus\/community\/aboriginaleducation\/default.jsf<\/a>\r\n\r\nIndspire\u2019s application deadlines are June 1 and November 1 annually and you can re-apply as many times as you want. There\u2019s a how-to booklet for the application, and even a student mentorship program you can check out if you need more direction.\r\n\r\nhttps:\/\/indspire.ca\/programs\/building-brighter-futures\/<\/a>\r\n\r\nhttps:\/\/indspire.ca\/wp-content\/uploads\/2013\/05\/ID224-Indspire-2014-15_aug18_web.pdf<\/a>\r\n\r\nFilling out applications can be very confusing, and can really turn life into a cyclone. I\u2019ve been there many times<\/em>. Have you ever watched water going down the drain? That\u2019s what my brain looks like when I try to fill out forms.\r\n\r\nNot to worry, First Nations House\u2019s Coordinator of Academic Supports, Shannon Simpson, is the person to talk to. She can help you figure out these applications, and may even find you new opportunities you hadn\u2019t even considered. She\u2019s got your back.\r\n\r\nshannon.simpson@utoronto.ca<\/a>\r\n\r\nManaging money is key to university life and it\u2019s actually very simple. I highly recommend that you try to access these financial tools! Try try try<\/em>! It\u2019s worth it. Always.","protected":false},"excerpt":{"rendered":"
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\nIs money on your mind? Cash is a major topic for current and prospective students. University ain\u2019t cheap either. And Toronto happens to be one of the most expensive cities in Canada to live in. My poor wallet! As an…\n<\/div>
Continue reading “Buck Up!”<\/span>…<\/a><\/div>\n<\/div>
Continue reading “Buck Up!”<\/span>…<\/a><\/div>","protected":false},"author":238,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/posts\/22380"}],"collection":[{"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/users\/238"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/comments?post=22380"}],"version-history":[{"count":1,"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/posts\/22380\/revisions"}],"predecessor-version":[{"id":22384,"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/posts\/22380\/revisions\/22384"}],"wp:attachment":[{"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/media?parent=22380"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/categories?post=22380"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.studentlife.utoronto.ca\/lifeatuoft\/wp-json\/wp\/v2\/tags?post=22380"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}